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Tuesday, May 16, 2017

California Insurance

Choosing The Best California Insurance

Homeowners Insurance

 

In a day and age where everyone shops on the internet for different products and services, we don't all have the best knowledge when it comes to insurance. Homeowners insurance is a policy that's issued by your current insurance company with different coverages to protect you in the event of an emergency. Some policies will only protect you for fire coverage and a minimal of ten thousand dollars for personal property in the event that the house burns down. Our job is to make sure that you're properly covered at a competitive rate. 

 

Optional Coverages

With Farmers Insurance, our homeowners insurance policy consists of coverage for everything that may occur excluding flood and earthquake. For an additional of 10 dollars or more a month, you can have these coverages added onto your current policy. Other optional coverages include scheduled perrsonal property which consists of valuables such as art, paintings, jewelery, collectibles, and anything worth value. We also offer a state of the art identity theft coverage which will replace certain documents and prevent the event of Identity theft. 

 

Medical

The medical piece of the policy is what covers anyone that's injured at your residence other than the people living at your household. If you have a guest that's trips and gets injured, this is what it will cover. 

 

Additional Living Expenses

 

With a Farmers Homeowners Insurance Policy, you're covered up to 24 month of living expenses until the house has been repaired to it's normal state. 

 


Your homeowners insurance policy will cover you in the event that you're liabille for someone else's bodily injury and/or property damage for an incident including you or one of your property members. This also covers your for being offsite and your pets as well. 





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